Welcome to FNBT Bank serving the Emerald Coast for 60 years


* * * WARNING * * *
Please beware Scammers are cloning FNBT’s phone number to contact our clients pretending to verify erroneous transactions. Once you confirm the transaction is fraud, they then ask for a code, which they ask you to repeat to them. FNBT does not send out push notifications nor will we ask for your entire card number. If you suspect you have fallen victim to a scam, please call us at 850-796-2000.

If you or a loved one were solicited through a computer pop-up, social media site, dating site, text, email, or phone call by someone you have never met, and answer "YES" to one of the following questions, you may have been targeted by a SCAM.

• Has someone sent individuals to your home or requested by phone for you to meet in a public place to drop off or pickup money or other items of value to deliver to an unknown person?

• Has someone claiming to be a bank representative contacted you to request your social security number or other information from you.

• Has someone contacted you and requested you to withdraw money and if questioned by a bank representative, instructed you what to tell the bank official.

• Has someone asked you to obtain cash to either purchase gift cards or cryptocurrency (Bitcoins) and deliver to them by either meeting in a public place or depositing the money in an ATM?

• Has someone you never met claimed to be romantically interested in you, but requests you to send them money or something of value?

• Has someone claiming to be a government agency (IRS - Internal Revue Service for example) or a public utility, the power company for an example, called and requested money in order to clear you of a crime or keep your power from being disconnected?

• Has someone claiming to be a tech or customer support representative requested money to remove a virus or child pornography from your computer or to secure your account?

• Has someone contacted you claiming to be a family member is in danger or jail and you must send money now to avoid further harm?

If answered Yes to any of the above questions, you may be the victim of a SCAM. Please contact your local Police Department or you county Sheriff's department by calling their non-emergency number.
Please talk to a family member or a trusted friend before delivering money or other items of value for any of the actions above.

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If you need help or have questions, please contact our Friendly Helpful Staff
at    (850)796-2000 Monday through Friday from 8:00 am to 5:00 pm
or Email us at anytime at needhelp@fnbt.com

We appreciate your business!